---

DO YOU HAVE A STATE GOVERNMENT HOME LOAN OBTAINED THROUGH: The Ministry of Housing and Construction The Department of Planning and Development The Department of Human Services A Housing Co-op A Bank THESE LOANS ARE KNOWN AS: CAPIL  Capital Indexed Loan Scheme HOLS   Home Opportunity Loan Scheme IRL       Index Repayment Scheme DIS       Deferred Interest Scheme SHOS   Shared Home Ownership Scheme

HAVE YOU HAD A GOVERNMENT HOME LOAN SINCE 1984, BUT

• REFINANCED
• BEEN EVICTED
• VOLUNTARILY SURRENDERED THE PROPERTY

ARE YOU REPAYING A SHORTFALL FROM ONE OF THESE LOANS?

If you can answer YES to any of these questions, then you need to contact us.

You need to be informed and be aware of your legal rights when dealing with all aspects of these loans.

These loans are no longer legal under the new credit laws and, we believe, they should never have been given to people in the first place.

Have the balance of justice in your favour for once.

For your FREE information kit, contact us.