**rates change many times daily**

The rates change many times daily....I try to updadte this page as much as I can and I'll have the new rates on today.(6/27/04)

Conforming rates for loans under $333,700

Program	Rates	Points	APR
30 yr fixed conforming	5.75	1.531	5.971
	5.875	0.875	6.035
	6	0.25	6.102
15 yr fixed conforming	5.25	0.785	5.5
	5.375	0.25	5.542
3/1 ARM	4.125	1.25	4.653
	4.25	1	4.661
	4.375	0.75	4.669
	4.5	0.5	4.676
	4.625	0.25	4.684
30/5 yr fixed or 5/1 ARM	4.75	0.875	6.338
	4.875	0.5	6.351
	5	0.25	6.375
30/7 yr fixed or 7/1 ARM	5.25	0.375	6.268
	5.5	0.25	6.381
10/1 ARM	5.625	1.004	5.468
	5.75	0.754	5.528
	5.875	0.347	5.573
Adjustable	3	0.975	4.719
	3.125	0.725	4.708
	3.25	0.6	4.707
	3.375	0.475	4.707
	3.5	0.35	4.707

Jumbo rates for loans over $333,700

Program	Rates	Points	APR
30 yr fixed jumbo	5.75	1.25	5.899
	5.875	0.5	5.954
	6	-0.25	6.01
	6.125	-1	6.064
15 yr fixed jumbo	5.5	-1	5.401
3/1 jumbo ARM	4.625	-0.849	4.349
	4.75	-0.994	4.565
	4.875	-1	4.394
5/1 jumbo ARM	4.75	-0.625	4.619
	4.875	-0.875	4.644
	5.25	-0.982	4.608
	5.375	-1	4.654
7/1 jumbo ARM	5.5	-0.7	5.002
	5.625	-0.994	5.038
	6	-1	5.094
10/1 jumbo ARM	5.875	-0.919	5.365
	6.375	-1	5.599
Adjustable	4.375	-0.991	4.509
	4.75	-1	4.301