Making PSDS
Step One
Begin by having your image. This is mine.
Step two
Now get your Freehand/Selection tool.
Step three
Adjust your settings to mine:
Step four
Now outline the person. It's easiest to zoom in, depending what's easier for you. I like to zoom in 250%. When you're outlining, a dotted layer will be surrounding the area.
Step five
When you're done outlining, it should look like this:
Step six
Now press CTRL C and CTRL V and you're image should come out! :] The final PSD: