Relax! Financial Snapshots is all about helping you get control of your money. It doesn't matter if you are a pro with your money or just starting out. Financial Snapshots desire is to coach you on to success with your finances. There are no overnight success stories. If you are in a deep hole, it took you awhile to get in and it will take you awhile to get out. If you are succeeding it has taken you awhile to get to this point. Financial Snapshots purpose is to help you win. We are here to help you implement a plan and to coach you on from the sidelines. Your job is to take the ball and run for all you are worth to success. Remember, this is going to be a process, not an event. There are no overnight success stories.
So how do you help me win?
There are several areas that we work in, such as
Wealth Builder/ Tune Up...This is designed for families or individuals who have more than 50K in net worth and are focused on future planning. Planning includes investments, insurance, will and estate planning, and life change issues. We will review things already in place such as investments, insurance, will and estate planning to make sure the family/individual is on track to help you meet your goals. Unlike most Personal Financial Advisors, we are not getting commissions on selling you insurance or investments. Therefore, you can be sure the advice you get is objective with your best intrest at heart. Begins with you dropping me an email to tell me your story at crjarman@hotmail.com The next step would be a 20-30 minute free consultation. After this there is an initial 2-hour session and follow up for six months. The package includes 1 follow-up session. If needed, remaining sessions in the 6-month follow up period are billed hourly at a rate of $100/hour.
New Begining/Tune Up...This is designed for families or individuals, who are out of debt with the exception of a home and need to begin future planning. They have just completed Baby Step 3 and are begining to fund their retirement and kids' college education. The planning includes taking advantage of tax deferred and tax free investing as well as setting up other investment strategies. Begins with you dropping me an email to tell me your story at crjarman@hotmail.com The next step would be a brief free consultation. After this there will be an initial 2-hour session and follow up for 3 months. The package includes 1 follow up session. If needed, remaining sessions in the 3-month follow up period are billed at an hourly rate of $75/hour.
Small Business...We will review P&L's to advise on creating a sound budget and plan for eliminating debt. We will help a business owner establish a business plan to meet their financial goals for growth or change according to Financial Peace rinciples. Like the two above packages this begins with dropping an email at crjarman@hotmail.com to tell us your story and situation. There is a 20-45 minute free consultation, followed by a 2-hour session and follow up for six months. The package includes 1 follow up session. If needed, remaining session in the six month follow-up period are billed hourly at $85/hour.
FPU/Basic Counseling...FPU/Upgrade counseling is designed for anyone who has debt outside of a home mortgage or even crisis situations. We will help you establish a sound monthly budget, plan for paying off debt and address specific personal issues surrounding individuals needs. (Creditors, judgements, foreclosures, bankruptcy, extra jobs, you get the picture) It includes a Financial Peace University kit and life-time membership, an initial 2-hour session and 3 months of follow up. We will ask you to drop us an email and tell us your story at crjarman@hotmail.com as well.
Basic Counseling... For individuals/ families who are already FPU members. This includes the same features as the FPU/Upgrade but without the FPU kit. After an initial email at crjarman@hotmail.com telling us your story in detail, there is an initial 20-30 minute free consultation. Following this and your filling out initial paperwork, there is an initial 2-hour session and 3 months of follow up. We want to see you succeed.
Are wedding bells in the future for you?
Pre-Marital Counseling... Did you know that $22,000 is the average amount spent on a traditional American Wedding? Did you know that according to New Man's Guide to Finance in the November/December 2007 issue 80% of divorces are caused by money fights? That is eight out of ten people who are currently picturing and planning a long happy life, are going to end up disappointed due to money problems.
It doesn't have to be this way. And I can help. Are you engaged to be married or are you newly married and want to get on the right foot financially? This pre-marital financial counseling is designed to help engaged and newly married couples to get started with a sound money management strategy. These sessions will give you insight and make you ask each other the difficult questions so that you can understand your current position and where you want to go.
Lost in the swamp?
If,you feel like you are wandering aimlessly in your financial situation without gaining ground, Financial Snapshots can help. If you need someone to help you find you way out of the deep weeds start with an email to crjarman@hotmail.com This service is great for those who just can not seem to get ahead dsepite their efforts and would like some guidance in creating a sound financial plan. We won't sell you insurance, investments or encourage you to seek bankruptcy.
No matter where you find yourself, just starting out or having been in the game a long time. If you desire to do better with your finances, I can help.