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Welcome to free Student Loans resources

Student Loans are financial obligations that must be repaid. Pay careful attention to the terms and conditions of any student loan you accept to help pay for school. Do not borrow more than you need or can repay comfortably after leaving school.

Most student loans have the following characteristics:

• student loans are interest-free while the student is in university, college or school on at least a half-time basis and during the grace period (six to nine months after leaving school). Interest begins to accrue during the repayment period.

• Repayment on student loans may be deferred temporarily if you return to school half-time or join the Armed Service, Peace Corps, VISTA, comparable volunteer organizations, or become a law enforcement officer.

• You may have up to ten years to repay the student loan, depending on the total amount borrowed or less than ten years, if by making minimum payments your student loan is paid off sooner.

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