Bank Loans have now been put into action. If you would like to take out a Bank Loan (interest free) then neomail fire_faerie_of_fire , and she will decide if it is for a good reason or not. Then you will need to put an item in your shop for the amount of neopoints that you want to borrow. Fire_faerie_of_fire will buy it, and will then put an item in her shop for the amount loaned to you. You have to buy it before the date stated below next to your username, or you will be banned (for a high amount) or suspended (for a low amount).
BORROWERS
aah61 - 5,000 - PAID - Rank: Silver Borrower (2 times)
aah61 - 10,000 nps - PAID - Rank: Silver Borrower (2 times)
hugo_shawbags - 6003 nps - PAID - Rank: Bronze Borrower (1 time)