Howard Kurtzberg
Attorney-at-law
380 North Broadway
Suite 300
Jericho, New York 11753
(516) 932-6350
fax (516) 932-7438
kurtzlaw@aol.com
Admitted to New York State Bar, April 1983. Graduate of Benjamin N. Cardozo School of Law, New York, New York (J.D., 1982) and Queens College/City University of New York, Flushing, New York (B.A., 1979). Member of New York State Bar Association (Business Corporation and Real Property Law Sections) and Nassau County Bar Association (Real Property Law Committee and Corporation Law Committee). Fellow of American College of Investment Counsel (since April, 1997). Subject of biographical record in Marquis Who’s Who in American Law (Tenth Edition 1998/1999 and Twelfth Edition 2002/2003); Who’s Who in America (57th Edition 2003 and 58th Edition 2004); and Who’s Who in the World (19th Edition 2002; 21st Edition 2004; 22nd Edition 2005; and 23rd Edition 2006).
Represent NDH Capital Corporation, JRH Capital Corporation, JRH American Capital, Inc., SNHP Capital Corporation (the “NDH Group”) the purchase and sale of promissory notes and other absolute unconditional payment obligations issued by limited partnerships, limited liability companies and corporations as well as the sale and purchase of annuities and other payments secured by obligations of credit worthy companies. Work extensively with major financial institutions (especially major insurance companies), real estate developers and syndicators, securities dealers and corporate borrowers (primarily including Fortune 1000 companies and utilities) and their attorneys in connection with preparation and negotiation of financing documents relative to investments in limited partnerships and limited liability corporations which have been formed to develop and/or operate affordable housing units, as well as the closing of loan transactions (totaling approximately $2.5 billion). Consultant for major law firms in the preparation of private placement memoranda and other documents involving such limited partnerships and limited liability companies.
In addition to representing the NDH Group, the practice includes numerous commercial numerous commercial real estate matters (office buildings, shopping centers) and other residential real estate clients (one and two family houses, condominium and cooperative apartment units), including representation of purchasers, sellers, mortgagees, mortgagors, landlords, and tenants (office leases, store leases, ground leases, 99 year leases, air rights, etc.
An approved residential mortgage closing attorney for: Bank of America; ABN AMRO Mortgage Group, Inc.; Chevy Chase Bank; Countrywide; Fremont Investment & Loan; GMAC; and Option One Mortgage Corporation. Also, an approved closing attorney for JP Morgan Chase Bank. Former residential mortgage closing attorney for Apple Bank For Savings (New York), where I closed hundreds of residential transactions, refinances, etc.) and preparation of last will and testaments, health care proxies, living wills, and probate and administration of estates.
Retained in connection with commercial and personal litigation matters, including personal injury and contract disputes. Handle matters for small and large corporations and limited liability companies.
Involved in the preparation of last will and testaments, health care proxies, living wills, and probate and administration of estates.
Prior experience includes collection matters for financial institutions and other entities (including successors in interest to the Resolution Trust Corporation); General Counsel for an investment banking/equipment lease finance company in Westbury, New York (transactions involved financing of equipment leases for major corporations, and the sale of loans from equipment lessors to financial institutions); Senior Associate for a Garden City law firm (closed a substantial volume of residential mortgage loans and commercial loans for major New York commercial and savings banks; experience also included drafting and reviewing commercial leases; drafting documents for commercial loan transactions, review and analysis of title reports and commitment letters as well as research of issues and preparation of complaints, motions and other litigation documents); Associate General Counsel for an investment banking company in New York, New York (transactions included sale of notes issued by partnerships, corporations or individuals, many of which were guaranteed by surety bond to financial institutions); and “in-house” attorney for Rose Associates, Inc., a real estate developer in New York, New York (responsibilities included representing the company in the sale of condominium apartments and cooperative apartment units; closing several hundred residential units and a number of commercial units; preparing amendments to offering plans; supervising another attorney and handling real property transfer gains tax procedures and refund applications) .
Articles include: Should You Accept Referrals From a Real Estate Broker For an Attorney and Home Inspector? (February, 2005); Lead Based Paint: Disclosure and Contingency (Nassau Lawyer, November-December, 1996); At What Price, the American Dream? (Nassau Lawyer, January, 1996); The Price Isn't Right (Nassau Lawyer, October, 1995), Do I Have to Sign All These Copies? (Nassau Lawyer, May, 1995); Private Mortgage Satisfied, Thanks Information Highway (Nassau Lawyer, January 1995); Misuse of the Standard Form Sub-lease with Cooperative Apartments (Nassau Lawyer, October, 1994); Addressing Red-Lining: Insurance Contingency Clauses in Residential Contracts of Sale For Premises Near Water (Nassau Lawyer, October, 1993). Cited as a source by Joe Catalano, Newsday (December, 1994; March, 1995; May, 1995; January, 1996; October, 1996; March, 1997; October, 1997; February 1999; May 2000 and September 2001). Participated in several “first time home buyer” seminars including Astoria Restoration Association in conjunction with Astoria Savings Bank (Astoria, New York) and HSBC Bank USA (Jericho, New York branch).
Representative and past clients include: 149 Fifth Avenue Corp. (New York, New York); Madison Avenue-53rd Street Corporation (New York, New York); Pejudo Realty Corp. (New York, New York); NDH Capital Corporation (Greenwich, Connecticut); JRH Capital Corporation (Greenwich, Connecticut); JRH American Capital, Inc. (Greenwich, Connecticut) SNHP Capital Corp. (Greenwich, Connecticut); The Citizens Banking Company (Salineville, Ohio); Chevy Chase Bank (Bethesda, Maryland); Sail Capital Corporation (St. James, New York); Skyline Greenhouses, Inc. (Far Rockaway, New York); Sixth RMA Partners, L.P. (New Rochelle, New York); Southpoint Credit Services, L.L.C. (New Orleans, Louisiana); All Equipment Funding (East Meadow, New York); Doug's Glass & Towing, Inc.; D&D Elmsford Texaco; Good to Go Texaco (Elmsford, New York); Bryant Partners, LLC (New York, New York); Syosset Frame & Gift, Inc. (Syosset, New York); Landmark Services, Inc. (Bayside, New York); Delta Manufacturing, Inc. (East Liverpool, Ohio); Gordon Graphics, Inc. (Great Neck, New York); 1st Nationwide Mortgage Corporation (Frederick, Maryland); Interfirst, a division of ABN AMRO Mortgage Group, Inc. (Ann Arbor, Michigan); Lanark Capital Corporation (Lawrenceville, NJ), MCT LLC, MCT2 LLC, and MCT3 LLC (Garden City, New York).
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