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Capital One also reported that the number of accounts 90 days or more in arrears had increased between October and November.

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SLM said last week that it hoped to regain the single-A bond rating that it had historically maintained until it agreed to be acquired in a leveraged buyout.

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The AP analyzed data representing about 325 million individual accounts held in trusts that were created by credit card issuers in order to sell the debt to investors - similar to how many banks packaged and sold subprime mortgage loans .

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