Secured Credit Card

A credit card is a form of borrowing that often involves charges. A secured card requires you to open and maintain a savings account as security for your line of credit. The required savings deposit for a secured card may range from a few hundred to several thousand dollars. Compare terms and fees before you agree to open a credit or charge card account. If you're considering a secured card as a way to build or re-establish a credit record, make sure the issuer reports to a credit bureau.

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