CIBC Won't Send Stock Certificates

multisport@cox.net

I am curious to find if there is anyone else out there that is having trouble obtaining

Their stock certificates from CIBC who is handling them for Sun Life Financial.

I was told that all I had to do was write a letter and sign it to receive my

Stock certificate for Sunlife Financial from CIBC.

Here is the kicker.. I never received my certificate and they want to charge me the

Low rate of $100 to buy insurance on the certificate (that was never sent) in case

Someone cashes it in.

This all started when Sun life Financial moved their life insurance premiums (cash in value)

Into stocks. I asked about the cash in value and of course they said that they sent a  certificate. After many times telling them we never received the certificate they some how
endorsed themselves with some divine power of knowing that it was sent and arrived.

This certificate would not be sent in a standard envelope and we were

Expecting the certificate. 

Could it be that many of these insurance premiums  or stock certificates were not sent in order to Preserve the value of the stock?  Of course all of them would be worried about

Account closers in a newly opened stock at the time.

Why is a $100 charge being added when they mentioned they would send it on a signature?

They mentioned that $100 is a low price for this service. I tell you what

I will only charge $50 on a cert that has never been sent. Pretty risky eh?

I have definitely been stalled on this from day one for some reason.