Credit Score

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Credit Score

Credit Score
Welcome to our Credit Score web site. Here you can find Credit Score.

About Credit Report Accuracy's & Correcting Errors
Studies have shown that many credit files contain inaccuracies, which could influence the approval process when you apply for a loan, insurance, or even a job. Learn how to Correct Credit Report Errors.

Once you receive a copy of your credit report, review it for carefully for inaccuracies and incorrect information. Under federal law, you have the right to have any incomplete or inaccurate information corrected by a credit bureau at no charge.


Mistakes in credit reports
A national survey released today by the U.S. Public Interest Research Group (PIRG) found that, despite passage of a 1996 federal law, nearly one-third of credit reports still contain serious errors that could cause consumers to be denied credit. The report also found that many consumers still can't get through to bureaus to request their reports. The report makes recommendations to Congress and state legislatures on ways to improve credit report access and accuracy, since reports are now being used not only for credit, job, and insurance applications but also when consumers try to write checks, open bank accounts or even use ATM debit cards.

"Many credit reports are a ticking data time bomb of inaccurate information that could devastate a consumer's financial health at any moment," said Ed Mierzwinski, PIRG Consumer Program Director. "The data dealers are selling credit reports that are full of mistakes to businesses, and innocent consumers pay the price."

Among the principal findings of the report were the following:


Twenty-nine percent (29%) of the credit reports contained...